Debt Consolidation

If you don’t pay on time then you have to Eliminate Credit Debt. When the month is longer than your income - one fact is obvious - it cannot continue for very long - you have to stop the rot.

CRAs, the credit reporting agencies are a central information base for all credit card companies and they receive millions of reports every day. If you are a few days late, it might remain a secret, but if you go over 30 days, they’ve got you. This info will definitely reach your credit report and your score starts to fall. It can… Continue reading

Credit card debt is like a creeping disease - but we can Eliminate Credit Debt and eliminate the disease if we know the rules of the game.

The credit card companies do not want you to know all the rules - they rule when we are ignorant of the rules! Did you get that?

Stores offer cards, gas stations, my old granny and her dog offer cards, and they stuff our mailboxes - how do the US Post Office handle it all? It’s too easy to have too many cards. When you charge your purchases, it doesn’t seem like you are spending… Continue reading

If you are looking for debt relief, then you are not alone. The average household is finding themselves overwhelmed with debt lately. With the cost of living increasing, rising costs and bills to pay, this creates difficult situations when it comes to credit.

Those who find themselves far in debt are having trouble dealing with their finances and finding a way out.

It is enough to try and figure out how you are going to make your minimum monthly payments, but when you factor in other bills and necessities it is enough to make you crazy. If you can figure out your… Continue reading

When you are down and out and there seems no relief in sight, your situation is such that there is no light at the end of the tunnel, there is always hope.I have seen many people down and out with no hope because of the financial hole they have dug for themselves, helping someone in this situation is not an easy task but not impossible. Many have found debt settlement to be a way out of a life changing situation, debt does that to us, it changes us. Debt makes us sad, mean, uncaring, it brakes up marriages, families, businesses… Continue reading

Lots of Americans struggle with overwhelming debt. There are plenty of ways to get out of debt. If you are trying your hardest to put aside money from each paycheck and apply it to your debt, you may find it’s just not enough. Many people find it necessary to raise extra money for the purposes of paying off debt. In this article you will learn some interesting ways to do so. One way is to look around your home and see what you no longer need.

These items that you call trash could be someone else’s treasure. You might want to… Continue reading

Credit cards have changed our way of life in so many ways, not all bad, but our modern society is groaning under the massive weight of credit card debt - there has to be a way to Eliminate Credit Debt….

I am NOT an attorney, not a lawyer, so do not take my advice, just my layman’s opinion happens to be that bankruptcy is a very drastic measure. My opinion, my two cents, that there is only one side guaranteed to come out better - and - it might not be you.

Chapter 7 is very hard to get since the laws… Continue reading

If your friendly author knows about the need to eliminate credit debt, it’s because he learned the hard way; so there’s no need for you to make the same mistakes.

Those of us, who’ve been in the hole, know how it hurts. And debt collectors, creditors seem to be a species of rare animal who enjoy inflicting pain …. OK, maybe not all.

How do we let it get out of control? It’s so easy - we don’t see the money running through our fingers - the pain comes later, sometimes much later.

So, you miss a month here and there, make a… Continue reading

If you have been looking for a solution to your credit card debt and bankruptcy is the only answer you have come up with, there are other options.

Credit card debt relief is something you might consider before filing bankruptcy. With the high interest rates and late fees given by certain companies, this is pushing consumers into a state of frustration. It almost feels as if your payments are not going anywhere, nor is your debt.

Bankruptcy is seen as a last ditch effort by people who are completely frustrated with their financial situation. As common as it’s become, bankruptcy does have… Continue reading