Eliminate Credit Debt - The Creeping Disease
Credit card debt is like a creeping disease - but we can Eliminate Credit Debt and eliminate the disease if we know the rules of the game.
The credit card companies do not want you to know all the rules - they rule when we are ignorant of the rules! Did you get that?
Stores offer cards, gas stations, my old granny and her dog offer cards, and they stuff our mailboxes - how do the US Post Office handle it all? It’s too easy to have too many cards. When you charge your purchases, it doesn’t seem like you are spending at all.
But the numbers add up and one day - you owe a lot of MONEY! Yes, they want to get paid!
Did you know that the majority of folks who seek help for consolidation consumer counseling credit debt or credit settlement have been in trouble more than once?
The first and best way to start reducing credit card debt is to pay more than the minimum monthly payments - stop spending on things you don’t need! Make a list to carry with you - the essential need items and the nice items. Nice will have to wait. If you can’t do it and stick to it, then you have to take drastic action.
One approach is to get CCC - Consumer Credit Counseling through the many agencies that offer debt negotiation programs. The agency will negotiate lower monthly payments or a debt settlement with all your credit card companies, so that the total amount you owe is reduced. They might negotiate lower monthly payments and discount the balance owed.
There are little known ways that are 100% legal and legitimate where you can eliminate credit debt. If you’re already in a deep mess, then let me recommend a service I used while learning the hard way. See link below. You don’t have to make my mistakes - learn with me.
Use your good judgment now; don’t ask your friend or neighbor who is worse off than you!! - and always remember to check out your local BBB - Better Business Bureau to be sure you’re in capable hands.
If you found this article useful, pass it onto your friends. It’s always easier to avoid than cure …
*All information contained herein is for informational purposes only and is not to be construed as legal, financial or tax advice.
The author, Bruce Neill, knows how credit card debt can hurt - he knows the pain. But - there are solutions. http://www.eliminatecreditdebtblog.com
R._Bruce_Neill
Last 5 posts in Debt Relief
- Eliminate Credit Debt - CRA - Credit Reporting Agencies - August 31st, 2008
- Fix Your Finances With Debt Relief - August 31st, 2008
- Debt Settlement the Light at the End of the Tunnel - August 31st, 2008
- Innovative Ways to Get Out of Debt - August 31st, 2008
- Eliminate Credit Debt - Avoid Bankruptcy - August 31st, 2008
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